Zaid A. Barhoumeh

• Managed multiple risk-based internal audit engagements aligned with IIA Standards, identifying and addressing control gaps to strengthen internal processes for government and private clients across the Middle East Region.
• Led end-to-end internal audits, collaborating with stakeholders to analyze business processes, mitigate risks, and enhance operational efficiency.
• Performed comprehensive risk assessments, developing risk registers and multi-year audit plans to address strategic, operational, and regulatory challenges.
• Conducted ERM engagements, identifying and assessing strategic, operational, financial, and compliance risks for clients across diverse industries.
• Supported clients in developing and implementing ERM frameworks, including risk appetite statements, governance structures, and risk mitigation strategies.
• Developed governance frameworks for key government entities, including Corporate Governance Manual, Governance policies, board and committee charters, delegation of authority, and by-laws, to enhance accountability and operational governance.
• Conducted multiple follow-up audits, ensuring timely implementation of recommendations and adherence to both internal and regulatory compliance requirements.
• Developed comprehensive policies and procedures for multiple departments, including HR, Marketing, and Procurement, by conducting gap analysis, benchmarking studies, and developing departmental process universes to align with industry standards.

Lead Post-Closing Specialist II (2020 – 2022):

• Directed high-volume post-closing operations, managing a substantial pipeline while ensuring adherence to tight deadlines.
• Strengthened team capabilities through mentorship and proactive leadership, fostering a culture of excellence and ensuring compliance with regulatory standards.
• Supervised a team of post-closing officers, effectively delegating tasks, monitoring performance, and achieving team objectives within set timelines.
• Partnered with external audit firms to ensure seamless audits by coordinating documentation, addressing inquiries, and providing timely management responses.
• Accountable for drafting and implementing management action plans to address audit findings, ensuring corrective actions were executed effectively.

Lead Post-Closing Specialist (2018 – 2020):

• Oversaw loan insuring functions, tracked performance metrics, and provided comprehensive training to new team members, ensuring a seamless onboarding process.
• Fostered strong relationships with investors and internal teams to maintain compliance with organizational policies and regulatory guidelines.
• Reported audit findings to management, offering actionable insights and recommendations to mitigate identified risks and enhance operational compliance.

Post-Closing Officer (2016 – 2018):

• Conducted detailed post-closing audits for residential mortgage loans, ensuring compliance with investor, state, and federal regulations.
• Monitored and resolved investor purchase suspense issues, ensuring timely and accurate delivery of collateral documents.
• Contributed to the development and optimization of departmental workflows, improving overall efficiency and accuracy in post-closing operations.