Summary
Overview
Work History
Education
Skills
Timeline
BusinessAnalyst
Sameh Al-Helu

Sameh Al-Helu

Credit Controller | Accountant
Amman

Summary

Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths.

Results-oriented Credit Control Officer focused on building a positive rapport with clients to achieve repayment objectives. Adept at relating to clients of all background and financial levels.

Adept at managing budgets, payroll, invoicing and general accounting functions. Instrumental in keeping business operations fully compliant and working within budgetary guidelines.

Overview

6
6
years of professional experience
5
5
years of post-secondary education

Work History

Credit Control Officer

Erad Trading Company
Amman
10.2020 - Current
  • Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
  • Analysis of applicants' financial situation and credit and property evaluations to determine deal viability.
  • Followed prescribed scripts and maintained friendly but firm attitude with full knowledge of contractual requirements and legal remedies.
  • Defining customers' aging payments schedule in accordance with the credit policy in the company, the competitive environment, and the law
  • Preparing the necessary reports for the credit department to follow up on the correct progress of work
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
  • Devised collection recovery strategies to resolve customer issues and delinquent cases.
  • Responded to disputes calmly and applied logical, knowledgeable approaches to devise solutions.
  • Reviewed and verified income, credit reports and employment histories for each borrower.
  • Follow up on customer guarantees, update them as necessary, and follow up on their files
  • Performed administrative tasks such as recordkeeping, writing correspondence and gathering materials.
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
  • Take the necessary measures in the event that the customer fails to pay within the agreed period.
  • Generated and mailed updated statements monthly and processed demand letters.

Accountant

BOSCH Diab Al Qawasmi
Amman
01.2019 - 01.2020
  • Reconciled accounts and reviewed expense data, net worth, and assets.
  • Completed daily cash functions like account tracking, payroll and wage allocations, budgeting, donating, and cash, and banking reconciliations.
  • Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
  • Modified comprehensive reporting to reflect changing financial structure.
  • Identified procedural or executional issues and assisted in development of remediation plans.
  • Identified and implemented process efficiency improvements.
  • Managed past due balances, financial inquiries and other accounts receivable functions.
  • Collected and reported monthly expense variances and explanations.
  • Tracked funds, prepared deposits and reconciled accounts.
  • Evaluated and improved financial records to make important business decisions.
  • Used accounting software to issue tax returns and prepare consolidated reports.
  • Provided journal entries and performed accounting on accrual basis.

Credit Controller / Financial Controller

Jordan Valley For Managing Touristic Projects / Jordan Elite Bowling Center
Amman
10.2017 - 01.2019
  • Devised collection recovery strategies to resolve customer issues and delinquent cases.
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
  • Performed checks of customer creditworthiness and current situations.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Reviewed customer accounts for compliance with repayment obligations.
  • Obtained and interpreted financial statements to assist in credit limit reviews.
  • Provided treasury and cash management by overseeing reconciliation of banking activity, credit card processing, and sales tax returns.
  • Managed daily financial functions in collaboration with accounting and payroll personnel.
  • Followed up with delinquent accounts to obtain funds and reduce aging balances.
  • Reviewed documents and data to give accurate presentations and forecasts to upper management.
  • Created and distributed reports on internal and external finances, audits, and budgets.
  • Accurately completed financial statement audits and thoroughly reviewed results.
  • Projected monthly cash expenditures through efficient budgeting and detailed document reviews.
  • Worked with both internal and external users to create detailed financial reports.

Education

Bachelor - Accounting

Al-Zaytoonah University of Jordan
Amman / Jordan
01.2013 - 08.2017

Skills

    Processing payments

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Timeline

Credit Control Officer

Erad Trading Company
10.2020 - Current

Accountant

BOSCH Diab Al Qawasmi
01.2019 - 01.2020

Credit Controller / Financial Controller

Jordan Valley For Managing Touristic Projects / Jordan Elite Bowling Center
10.2017 - 01.2019

Bachelor - Accounting

Al-Zaytoonah University of Jordan
01.2013 - 08.2017

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Sameh Al-HeluCredit Controller | Accountant