Microsoft power bi
Ra'ed AL-Safadi
Head Of Risk And Information Unit
Summary
Certified and experienced Risk Manager with over 6 years of experience in risk management looking for a challenging opportunity to use my extensive knowledge on risk analysis, analyzing business processes to determine business' “risk appetite', and implementation of policies for the benefit of the organization.
I have strong background in Accounting, finance and reporting to the lenders as well as to the regulatory institutions.
I have a wide understanding of the different use and concepts of the key risk indicators, annual risk mapping, Vintage analysis, Control Risk Self Assessment, Liquidity management and Transition matrix tool.
Overview
15
15
years of professional experience
6
6
years of post-secondary education
4
4
Certifications
2
2
Languages
Work History
Head of Risk and Information Unit
Vitas Jordan
05.2016 - Current
- Monitor and analyze Key Risk Indicators (KRI) (dashboards) and communicate with the management and with the Board of directors.
- Facilitate annual risk mapping to determine the inherent and residual risks.
- Develop methodologies for the identification, assessment, measurement, monitoring and control of risks.
- Prepare comprehensive risk reports to the Risk Management Committee at board level.
- Assess and follow up on the observations, recommendations and requirements of the Central Bank of Jordan (CBJ) and generate required reports.
- Conducting the credit risk analysis which includes vintage analysis and transition analysis.
- Check the liquidity position and evaluate the main changes on the liquidity at the normal and stress scenarios.
Chief Accountant
Vitas Jordan
06.2012 - 04.2016
- Maintaining the General Ledger and the Sub ledger and controlling all daily recorded transaction at Accounts Receivable, Accounts Payable to be complied with International Accounting Standard.
- Preparing closing transactions at end of each month in order to report the required financial reporting to the Finance Manager.
- Maintaining company's loans and credit facilities and preparing the regular reporting for the outstanding balances, interest calculation and controlling the loan payment.
- Member for any investigation committee (Fraud cases).
Senior Accountant
Middle East Micro Credit Company (MEMCC)
10.2009 - 05.2012
- Verifying, allocating, posting and reconciling accounts payable and receivable.
- Assist in the processing of balance sheets, income statements and other financial statements according to legal and company accounting and financial guidelines.
- Assist with reviewing of expenses, payroll records etc. as assigned.
Junior Accountant
Middle East Micro Credit Company (MEMCC)
01.2007 - 09.2009
- Post and process journal entries to ensure all business transactions are recorded.
- Update accounts receivable and issue invoices.
- Update accounts payable and perform reconciliations.
- Generated and submitted invoices based upon established accounts receivable schedules and terms.
Education
Master's Degree in Financial Economics -
Hashemite University
Jordan 02.2007 - 01.2009
Bachelor of Financial Economics -
Hashemite University
Jordan 09.2003 - 01.2006
CMA (Certified Management Accountant) -
Institute of Management Accountants
01.2020 - 08.2021
Certified Risk Management Expert - Risk Management
Frankfurt School of Finance & Management
09.2017 - 02.2018
Skills
Credit risk
Operational risk
Liquidity risk
Defining risk appetite and risk tolerance
Credit risk tools:
Credit Key risk indicators
Vintage Analysis
Transition Analysis
Operational tools:
Operational Key risk indicators
Control and self risk assessment
Annual risk mapping tool
Liquidity tools:
Liquidity ratios
Normal and stress scenarios
Software
Microsoft excel advanced
Microsoft powerpoint
Certification
[Risk Management Excellence in Microfinance], [House of Training]
Accomplishments
- Establishing risk management department according to the regulatory instructions - Policy , Procedures and structure.
- Defining risk appetite & risk tolerance at the company level.
- Creating Risk Dashboard which includes the key risk indicators for credit,operation and liquidity risks.
Timeline
CMA (Certified Management Accountant) -
Institute of Management Accountants
01.2020 - 08.2021
Certified Risk Management Expert - Risk Management
Frankfurt School of Finance & Management
09.2017 - 02.2018
Head of Risk and Information Unit
Vitas Jordan
05.2016 - Current
Chief Accountant
Vitas Jordan
06.2012 - 04.2016
Senior Accountant
Middle East Micro Credit Company (MEMCC)
10.2009 - 05.2012
Master's Degree in Financial Economics -
Hashemite University
02.2007 - 01.2009
Junior Accountant
Middle East Micro Credit Company (MEMCC)
01.2007 - 09.2009
Bachelor of Financial Economics -
Hashemite University
09.2003 - 01.2006