Summary
Overview
Work History
Education
Skills
Accomplishments
Personal Information
Certification
Languages
Timeline
Generic

MOTASEM MOHAMMAD ISMAIL ALKHATIB

Amman

Summary

I have committed myself to achieving high and accredited professional degrees along with my work and I would like to be given the chance to utilize any current or future knowledge that I may possess to enhance both my work place and myself.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Team Leader

Jordan Islamic Bank
01.2024 - Current
  • Receiving CR from RM, review and analyze them, discuss recommendations and then take appropriate decision.
  • Build and maintain long-term relationships with clients, acting as their primary point of contact for all banking needs
  • Stay up-to-date with industry developments, market trends, and regulatory changes to provide clients with informed advice
  • Set performance expectations for the team, monitoring progress towards goals and providing constructive feedback as needed.
  • Empowered team members by delegating responsibilities according to individual strengths and areas of expertise.
  • Managed conflict resolution among team members, fostering a positive and collaborative work environment.
  • Maintained an inclusive and diverse team culture, promoting respect and understanding among all members.
  • Increased customer satisfaction ratings by closely monitoring service quality standards and addressing any issues promptly.
  • Provided ongoing support to direct reports, addressing concerns or questions promptly so they could remain focused on their tasks.
  • Facilitated decision-making processes within group through open dialogue and consensus-building techniques.
  • Provided reporting for forecast analysis and reporting in support of decision-making.
  • Generated reports detailing findings and recommendations.
  • Developed effective improvement plans in alignment with goals and specifications.
  • Collected, arranged, and input information into database system.
  • Preparing internal banking reports and some reports related to the Central Bank of Jordan
  • Following up on the Central Bank of Jordan agreements, making entries and making special reports

Relationship Officer at a Large Corporate Department

Jordan Islamic Bank
10.2019 - 12.2023
  • Preparing a credit review for customer requests, including analysis of existing and expected obligations, financial data and sector analysis
  • Increased loan approvals by diligently assessing creditworthiness and recommending suitable lending options.
  • Maintained and built close relationships with customers through regular contact and visits.
  • Managed a portfolio of high-value clients, ensuring their financial needs were met through tailored investment strategies.
  • Established strong client relationships by conducting regular meetings and providing excellent customer service.
  • Developed customized financial plans for clients, incorporating investment, banking, and insurance products that aligned with their goals.
  • Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.
  • Liaison Officer with the Central Bank of Jordan regarding the medium-term investment agreement
  • Preparing internal banking reports and some reports related to the Central Bank of Jordan
  • Following up on the Central Bank of Jordan agreements, making entries and making special reports

Credit Officer at a Credit Department

Jordan Islamic Bank
06.2017 - 09.2019
  • Receiving Credit Review from the Department of Large Corporate, reviewing and analyzing them, and then recommending
  • Evaluating creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
  • Analyzing applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Optimizing lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.
  • Conducting regular account reviews to proactively identify potential risks in the credit portfolio, taking corrective actions as needed.

Relationship Officer at a Large Corporate Department

Jordan Islamic Bank
11.2012 - 05.2017
  • Preparing a credit review for customer requests, including analysis of existing and expected obligations, financial data and sector analysis
  • Increased loan approvals by diligently assessing creditworthiness and recommending suitable lending options.
  • Maintained and built close relationships with customers through regular contact and visits.
  • Managed a portfolio of high-value clients, ensuring their financial needs were met through tailored investment strategies.
  • Established strong client relationships by conducting regular meetings and providing excellent customer service.
  • Developed customized financial plans for clients, incorporating investment, banking, and insurance products that aligned with their goals.
  • Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.

Education

Financial Analysis Diploma -

Institute of Banking Studies
04-2014

Diploma of Bank Credit - Certified credit officer

Institute of Banking Studies
05.2013

Bachelor's Degree - Accounting

Al Balqa Applied University
06.2010

High School - IT Stream

Hittin Secondary School
05.2006

Skills

  • Flexibility in Dynamic Environments
  • Team Collaboration Skills
  • Problem solving
  • Change management
  • Negotiation
  • Influencing
  • Safety
  • Microsoft Office tools
  • Team motivation
  • Financial statement review
  • Project management
  • Planning
  • Organizational skills

Accomplishments

  • Supervised team of 3 staff members.
  • Used Microsoft Excel to develop sales tracking spreadsheets.

Personal Information

  • Date of Birth: 12/25/88
  • Marital Status: Married

Certification

Passed CFA Level 1

Languages

Arabic
Native or Bilingual
English
Limited Working

Timeline

Team Leader

Jordan Islamic Bank
01.2024 - Current

Relationship Officer at a Large Corporate Department

Jordan Islamic Bank
10.2019 - 12.2023

Credit Officer at a Credit Department

Jordan Islamic Bank
06.2017 - 09.2019

Relationship Officer at a Large Corporate Department

Jordan Islamic Bank
11.2012 - 05.2017

Bachelor's Degree - Accounting

Al Balqa Applied University

High School - IT Stream

Hittin Secondary School

Passed CFA Level 1

Financial Analysis Diploma -

Institute of Banking Studies

Diploma of Bank Credit - Certified credit officer

Institute of Banking Studies
MOTASEM MOHAMMAD ISMAIL ALKHATIB