Summary
Overview
Work History
Education
Skills
Languages
Affiliations
Accomplishments
Certification
Timeline
Generic
Hadeel El Ardeh

Hadeel El Ardeh

Amman,Jordan

Summary

Credit Review Analyst with extensive experience in financial institutions, specializing in credit risk evaluation, and portfolio analysis. Proven track record in improving credit quality and reducing default rates, with strong skills in regulatory compliance and cross-functional collaboration. Seeking a strategic role to contribute to enhanced financial performance and effective decision-making.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Promoted to Senior Officer - Credit Review Analyst

FI Credit - Arab Bank
Amman, Jordan
05.2025 - Current

Credit Review Analyst - FI Credit

Arab Bank
Amman, Jordan
11.2023 - 04.2025
  • Reviewing and evaluating packages submitted by FI-CIB.
  • Generating executive summary reports for complex transactions.
  • Assessing and evaluating financial data and proposed facility structures.
  • Ongoing risk assessment of the portfolio by keeping abreast of significant developments in the market, economic, and political situation for the purpose of assessing potential risk at the right time.
  • Monitor developments in the credit market and assess impact of FI-Credit portfolios.
  • Review and analyze financial statement and credit data of new and existing counterparties for bank and financial institutions, brokers, and certain corporates.

Credit Process Development Officer

Bank of Jordan
Amman, Jordan
08.2022 - 10.2023
  • Working on developing credit policies, mechanisms and methodologies for credit work for the sectors of commercial companies in line with the bank’s general strategy.
  • Developing, Filtering, evaluating and reviewing reports and studies of customers' credit data.
  • Participate in the implementation of the bank projects / subsidiaries and sister companies related to the development of the credit process with the Project Management Department and / or external suppliers.
  • provide them with the requirements and proposals related to the process and contribute to its implementation within the established time plan and follow-up.
  • Follow-up problems and work to solve them radically within the competence of the job And in coordination with the concerned departments and/or external parties to ensure that these projects achieve their objectives, in a way that is reected in the development of the credit process.

Cards Development Officer

Bank of Jordan
Amman, Jordan
04.2022 - 07.2022
  • Analyze customer behavior to launch new campaign that increases card spending and enhances customer profitability and associated allowances for customers

Customer Service Officer

Bank of Jordan
Amman, Jordan
01.2019 - 03.2021
  • Establish effective connections with customers, enabling seamless attainment of asset and liability goals alongside exceptional service delivery.

Reservation Agent

Air Arabia
Amman, Jordan
03.2018 - 12.2018
  • Guided customers in choosing suitable travel options based on unique preferences and financial limits.
    Executed reservations aligned with customer requirements and budgetary considerations.

Education

3.1 - Finance

Al-Hashemite University
01-2018

Skills

  • Credit analysis
  • Policy writing
  • Data evaluation
  • Project management
  • Risk assessment
  • Financial analysis

Languages

Arabic
First Language
English
Proficient (C2)
C2

Affiliations

  • Communication skills
  • Analytical Skills
  • Team Lead

Accomplishments

  • Operational risk and information security - Bank Of Jordan
  • Compliance - Bank of Jordan
  • ACI - Arab Bank

Certification

  • Credit Officer Diploma - IBS

Timeline

Promoted to Senior Officer - Credit Review Analyst

FI Credit - Arab Bank
05.2025 - Current

Credit Review Analyst - FI Credit

Arab Bank
11.2023 - 04.2025

Credit Process Development Officer

Bank of Jordan
08.2022 - 10.2023

Cards Development Officer

Bank of Jordan
04.2022 - 07.2022

Customer Service Officer

Bank of Jordan
01.2019 - 03.2021

Reservation Agent

Air Arabia
03.2018 - 12.2018

3.1 - Finance

Al-Hashemite University

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Hadeel El Ardeh