Funsho Agbalu
Techno-Functional Consultant
Nairobi
Summary
I am a seasoned Senior Consultant with extensive expertise in Temenos Transact (T24) core banking software, specializing in both TAFC and TAFJ implementation. Over the years, I have successfully delivered numerous projects involving business product development, local customizations, system modifications, and third-party integrations, consistently aligning solutions with client requirements and industry best practices.
My experience includes designing and building innovative business products using Arrangement Architecture, enabling financial institutions to rapidly launch, configure, and manage complex financial offerings. I have also implemented payment processes through Temenos Payments Hub (TPH), ensuring robust transaction processing, compliance with global standards, and seamless connectivity with international payment schemes such as SWIFT and SEPA.
Technically, I am highly proficient in jBasic and Java programming, enabling me to design, extend, and optimize core banking functionalities. This dual capability allows me to bridge business requirements with technical implementation, ensuring scalable and future-ready solutions.
I excel in identifying opportunities for enhancement and innovation, driving efficiency and competitiveness across banking operations. My approach combines strong technical acumen with a deep understanding of business needs, fostering collaboration with clients and stakeholders to achieve successful outcomes. With a commitment to excellence and a keen eye for detail, I consistently deliver solutions that exceed expectations and support institutions in achieving their strategic goals in core banking and payments transformation.
Overview
9
9
years of professional experience
Work History
Senior Consultant
Prema Consulting Ltd
05.2022 - Current
- Developed a localized Real-Time Gross Settlement (RTGS) solution compliant with SWIFT MT format, specifically designed for Al-Saray Bank for Trade and Investment in Libya. Seamlessly integrated with the TMS/X system through specialized local development methods and customized Java code.
- Contributed to the development of Iraqi Wallet's Zain Cash core banking system, implementing Account, Agent, and Lending product lines on T24 Arrangement Architecture framework. Incorporated DELIVERY for notifications and utilized IRIS APIs for seamless integration with Tibco's middleware.
- Designed and implemented an events notification system to support Al-Saray Bank, Islamic Finance Bank, and National Islamic Bank in Iraq. This system facilitated timely alerts for customers and internal business event protocols.
- Account product line configuration, core Notifications Gateway development on Java - Springboot - Maven stack, and payments configuration for the Central Bank of Iraq.
Technical Consultant
Orion Incorporated
01.2025 - 07.2025
- Implementation of Forex Balance & Spread management for NCBA – Kenya.
- Fixes on Change Product process for NCBA – Uganda.
- AA Loans Data migration for NCBA – Kenya.
- Miscellaneous Deals configurations and local development for NCBA Tanzania.
T24 Developer
Sombank Ltd
05.2021 - 06.2022
- Local development for TPlus wallet, and integration for the Tawakal Express Payment Gateway.
- Local development and integration for the Somalia Transaction and Reporting System on the ISO20022 standard MX format.
Consultant
ITSS Global Ltd
03.2021 - 04.2022
- Enhanced the Rwanda Integrated Payments Processing System to comply with the ISO20022 standard MX format, transitioning from SWIFT MT.
- Performed local development tasks and executed code conversion for third-party modules such as NS Module, ERP, Reuters, and also undertook the development of detailed reports.
- Executed the R18 to R21 upgrade process & code conversion.
Banking Apps Consultant
Jethro Ltd
04.2016 - 03.2021
- Contributed to Temenos Transact MCB implementation, AA Lending product configuration, lending takeover data migration, Document Output configuration, and local developments/customizations at the Grooming Centre in Lagos, Nigeria.
- Provided AA product support, developed financial reports, configured the Safety Deposit Box module, and conducted training at UNAITAS Sacco Ltd in Nairobi, Kenya. Offered AA product support and designed reports at Sidian Bank Ltd in Nairobi, Kenya.
- Conducted the KEPPS, SWIFT, EAPS, and RTGS upgrade for KCB Bank's iBank platform in Nairobi, Kenya.
- Spearheaded the development of the internet banking platform, jCollect.
- Executed ORASS Data Extraction for Bank of Ghana.
- Managed static and financial data extraction, and developed a custom dashboard portal for data analysis, and implemented Temenos Document Output module at Sinapi Aba Savings & Loans Ltd.
- Oversaw the Central Bank of Somalia's Model Bank implementation, FT and Teller product configuration, and SFMIS integration.
- Contributed to Sombank's R20 MB TAFJ implementation, and STARS RTGS development, and integration.
Education
BSc. - Information Systems & Technology
United States International University - Africa
08.2013
Skills
Temenos Transact Implementation on TAFC & TAFJ, JBoss or WebSphere application server & Oracle & PostgreSQL Database
Temenos Transact componentization & banking extensibility for Java, enabling advanced customization and integration capabilities
Experienced in backend API development using Java on Springboot Maven framework, specializing in Soap and Restful web services
Well-versed in the Arrangement Architecture framework for Lending, Account, and Deposit products as well as for Islamic Banking products, facilitating comprehensive banking solutions
Knowledge of Temenos Transact upgrade process, this includes legacy to Transact data migration, TAFC to TAFJ code conversion and data importation
Well-versed in Temenos Treasury modules, this includes Forex, Forward Rates Agreement, Non-Deliverable Forwards, Money Market, Position Management and Swaps
Knowledge of Screen, Enquiry & ESON design using Design Studio application
Knowledge of 3rd party systems integration using Temenos IRIS Workbench & TWS Integration Framework
Understanding of Transact Financial Reporting implementation and support
Knowledgeable in RTGS & ACH interbank settlement frameworks, including CMA's TMS/X & RTS/X Swift ISO 15022 MT format and ISO20022 MX format using standard FT module as well as Temenos's Payment Hub module
Proficient in producing Temenos standard documentation, including Technical Specification Documents, Functional Specification Documents, and comprehensive business requirement documentation
Knowledge of the implementation and support of a vast array of Temenos Transact modules, including but not limited to Funds Transfer, Teller, Delivery, Document Output, Derivatives, Letters of Credit, Miscellaneous Deals, Mutual Funds, Securities Back Office, Administration & Trading
Affiliations
Temenos Learning Community
Timeline
Technical Consultant
Orion Incorporated
01.2025 - 07.2025
Senior Consultant
Prema Consulting Ltd
05.2022 - Current
T24 Developer
Sombank Ltd
05.2021 - 06.2022
Consultant
ITSS Global Ltd
03.2021 - 04.2022
Banking Apps Consultant
Jethro Ltd
04.2016 - 03.2021
BSc. - Information Systems & Technology
United States International University - Africa