Farah Al Shayeb
Head of Provisions and reporting unit
Amman
Summary
The Credit Portfolios Risk unit head is responsible for overseeing and managing the risk associated with the organization's credit portfolios. This role involves assessing credit risk, implementing risk management strategies, and ensuring that the portfolio aligns with the company's risk tolerance and regulatory requirements
Overview
9
9
years of professional experience
3
3
Certifications
Work History
Head of Provisions and Reporting unit - Credit Portfolios
Bank of Jordan
9 2019 - Current
- Overseeing the reports of provision that are required by the Central Bank of Jordan and top management in order to set Provision Unit recommendations.
- Periodic verification of the correctness of the automatic calculation of allocations on the system required by the Central Bank of Jordan.
- Control and follow up the non-performing facilities and report the outcome to the concerned units.
- Develop and use credit scoring models and risk assessment tools to predict potential credit issues.
- Conduct stress testing and scenario analysis to understand the potential impact of adverse economic conditions on the portfolio.
- Monitor and manage the credit quality of the portfolio, including tracking default rates, delinquencies, and recoveries.
- Prepare detailed ICAAP reports, including capital adequacy assessments, risk evaluations, and stress test results.
- Develop, implement, and maintain the ICAAP framework to ensure it aligns with regulatory requirements and industry best practices.
- Perform comprehensive risk assessments to determine the capital requirements relative to the institution's risk profile, including credit, market, operational, and liquidity risks.
- Develop and implement stress testing scenarios to evaluate the impact of adverse conditions on capital adequacy.
Provisions and Reporting Officer - Credit Portfolios
Bank of Jordan
04.2018 - 09.2019
- Manage the credit portfolio and calculate the provision depending on the Central Bank of Jordan requirements of 47/2009
- Follow up customer debts and make the required reports on a (monthly, quarterly and semiannually) basis
- Calculate the expected provision for a specific list of clients that expected to be defaulted or the entire portfolio (Budgeting)
- Prepare quarterly comparison between the portfolios of other banks
- Prepare non-performing and watchlist reports according to Fitch requirements
- Prepare and upload the electronic non-performing reports (NPF) as per central bank of Jordan requirement.
Retail Credit Review Officer
Bank of Jordan
11.2015 - 04.2018
- Analyzing personal, Auto, and mortgage loans
- Analyzing client records and using the data to recommend payment plans
- Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
- Working with financial software and office systems
- Thinking and acting laterally and creatively, in addition to financial modelling skills.
E – Channels Project Representative
Arab Bank PLC
06.2015 - 08.2015
- Assisted in migrating customers to the alternative channels instead of visiting Bank branches
- Held customer awareness regarding services provided to customers including; ATMs, online deposit, paying bills, transferring money, and credit card payments
- Held customer awareness regarding internet-banking facilities
- Issued instant debit cards to the customers; in addition to aiding the customers with using such card.
Education
BA. Business Economics -
University of Jordan
Amman, JordanHigh School Degree (Tawjihi) - undefined
Al Orouba Secondary School
Amman, JordanSkills
Friendly, Positive Attitude
Certification
2018, Credit Risk Management For Corporate, SME`s, Retail, Institute of Banking Studies, Amman, Jordan
Telephonemobile
+962 790895913
Personal Information
- Date of Birth: 07/20/93
- Nationality: Jordanian
Languages
Arabic
Native language
English
Proficient
C2
References
References available upon request
Training
- Oracle SQL Python, R coding training International Training Consultancy Center – ITCC.
- Moody's Credit Lens, Bank of Jordan Training Center.
- Microsoft Excel 2010 / Advanced level, General Computers & Electronics co.
- Anti-Money Laundering and Counter Terrorism Financing & International Sanction Lists, Nibras –Jordan.
- Foreign Account Tax Compliance Act (FATCA),Nibras – Jordan.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Provisions and Reporting Officer - Credit Portfolios
Bank of Jordan
04.2018 - 09.2019
Retail Credit Review Officer
Bank of Jordan
11.2015 - 04.2018
E – Channels Project Representative
Arab Bank PLC
06.2015 - 08.2015
BA. Business Economics -
University of Jordan
High School Degree (Tawjihi) - undefined
Al Orouba Secondary School
Head of Provisions and Reporting unit - Credit Portfolios
Bank of Jordan
9 2019 - Current
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